:root{--ivory:#fdfcf9;--navy:#0a1930;--navy-deep:#08152b;--navy-mid:#12294b;--gold:#a9822e;--gold-mid:#b8963e;--gold-light:#d8b968;--ink:#1e1b16;--ink-soft:#3a3529;--body-text:#5b5648;--font-serif:"Shippori Mincho", "Hiragino Mincho ProN", "Yu Mincho", serif;--font-sans:"Zen Kaku Gothic New", "Hiragino Kaku Gothic ProN", "Hiragino Sans", "Yu Gothic", sans-serif;--content-max:1440px}.reveal{opacity:0;transition:opacity .8s,transform .8s;transform:translateY(24px)}.reveal.is-visible{opacity:1;transform:none}@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transition:none;transform:none}.faq__answer-wrap,.faq__chevron{transition:none}}html{scroll-behavior:smooth;height:100%}body{max-width:100vw;min-height:100%;color:var(--ink);background:var(--ivory);font-family:var(--font-sans);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;flex-direction:column;line-height:1.8;display:flex;overflow-x:hidden}*{box-sizing:border-box;margin:0;padding:0}a{color:inherit;text-decoration:none}ul,ol{list-style:none}.eyebrow{font-family:var(--font-sans);letter-spacing:.28em;color:var(--gold);text-transform:uppercase;font-size:12.5px;font-weight:500;display:block}.eyebrow--on-navy{color:var(--gold-light)}.site-header{z-index:100;background:var(--ivory);border-bottom:1px solid #a9822e2e;position:sticky;top:0}.site-header__inner{max-width:var(--content-max);text-align:center;margin:0 auto;padding:20px 120px}.site-header__brand{display:inline-block}.site-header__logo{width:auto;height:34px;display:block}.hero{background:var(--ivory);max-width:var(--content-max);margin:0 auto;padding:64px 120px 108px}.hero__frame{border:1px solid #a9822e73;padding:88px 96px;position:relative}.hero__frame-inset{pointer-events:none;border:1px solid #a9822e38;position:absolute;inset:14px}.hero__eyebrow{margin-bottom:24px}.hero__eyebrow-break{display:none}.hero__heading{font-family:var(--font-serif);color:var(--navy-mid);max-width:680px;margin:0 0 36px;font-size:38px;font-weight:600;line-height:1.6}.hero__divider{background:var(--gold);width:56px;height:1px;margin:0 0 36px}.hero__subtitle{color:var(--navy-mid);text-align:left;max-width:560px;margin:0 0 22px;font-size:17px;font-weight:500;line-height:1.8}.hero__body{color:var(--body-text);text-align:left;max-width:560px;margin:0 0 52px;font-size:16px;line-height:2}.cta-button{letter-spacing:.06em;border:1px solid #0000;justify-content:center;align-items:center;gap:10px;padding:17px 34px;font-size:14.5px;transition:background-color .2s,color .2s;display:inline-flex}.cta-button--hero{background:var(--navy);color:#f2ecdd;border-color:var(--navy)}.cta-button--hero:hover{background:var(--navy-mid)}.cta-button--closing{color:var(--gold-light);border-color:var(--gold-mid);background:0 0}.cta-button--closing:hover{background:#d8b96814}.cta-button--outline{color:var(--navy);border-color:var(--gold-mid);background:0 0}.cta-button--outline:hover{background:#b8963e14}.hero__cta-row{flex-wrap:wrap;gap:16px;display:flex}.hero__cta-note{color:var(--muted-text,#6b6558);text-align:left;max-width:560px;margin:16px 0 0;font-size:12px;line-height:1.8}.problem{background:var(--ivory);max-width:var(--content-max);margin:0 auto;padding:96px 120px 100px}.problem__content{max-width:760px;margin:0 auto}.problem__eyebrow{text-align:center;margin-bottom:18px}.problem__heading{font-family:var(--font-serif);color:var(--navy-mid);text-align:center;margin:0 0 48px;font-size:26px;font-weight:600}.problem__box{background:#fff;padding:48px 56px;box-shadow:0 2px 28px #12294b14}.problem__list{flex-direction:column;display:flex}.problem__list li{color:var(--ink-soft);border-top:1px solid #1e1b161a;gap:14px;padding:20px 0;font-size:14.5px;line-height:1.9;display:flex}.problem__list li:first-child{border-top:none}.problem__mark{color:var(--gold);flex:none}.problem__lead{font-family:var(--font-sans);color:var(--navy-mid);text-align:center;max-width:620px;margin:44px auto 0;font-size:17px;font-weight:600;line-height:1.9}.value{background:var(--ivory);max-width:var(--content-max);margin:0 auto;padding:0 120px 100px}.value__content{text-align:center;max-width:760px;margin:0 auto}.value__eyebrow{text-align:center;margin-bottom:18px}.value__heading{font-family:var(--font-serif);color:var(--navy-mid);margin:0 0 32px;font-size:26px;font-weight:600}.value__body{font-family:var(--font-sans);color:var(--body-text);text-align:left;margin:0;font-size:16px;line-height:2}.process{background-image:repeating-radial-gradient(circle at 50% 42%, #c7a34c17 0px, #c7a34c17 1px, transparent 1px, transparent 64px), radial-gradient(1200px 900px at 10% 8%, #c7a34c42, transparent 58%), radial-gradient(1000px 800px at 92% 96%, #c7a34c2e, transparent 55%), linear-gradient(165deg, var(--navy-deep) 0%, #0f2340 55%, var(--navy) 100%);background-position:50%;background-size:cover;background-attachment:fixed;align-items:center;min-height:145vh;display:flex;position:relative;overflow:hidden}.process__backdrop{pointer-events:none;z-index:0;width:100%;height:100%;position:absolute;inset:0}.process__inner{z-index:1;max-width:var(--content-max);text-align:center;margin:0 auto;padding:90px 120px;position:relative}.process__eyebrow{margin-bottom:18px}.process__heading{font-family:var(--font-serif);color:#f2ecdd;margin:0 0 88px;font-size:30px;font-weight:600}.process__track{max-width:1120px;margin:0 auto;position:relative}.process__line{z-index:0;background:#c7a34c66;height:1px;position:absolute;top:27px;left:88px;right:88px}.process__list{justify-content:space-between;display:flex;position:relative}.process__item{flex-direction:column;align-items:center;gap:20px;width:200px;display:flex;position:relative}.process__item-line{display:none}.process__num{background:var(--navy);width:56px;height:56px;font-family:var(--font-serif);color:var(--gold-light);z-index:1;border:1px solid #c7a34c99;border-radius:50%;justify-content:center;align-items:center;font-size:20px;display:flex;position:relative}.process__title{color:#f2ecdd;font-size:14.5px;font-weight:500}.process__notice-wrap{border-top:1px solid #c7a34c4d;max-width:620px;margin:64px auto 0;padding-top:28px}.process__notice{color:#f2ecdda6;margin:0;font-size:13.5px;line-height:1.9}.faq{background:var(--ivory);max-width:var(--content-max);margin:0 auto;padding:100px 120px}.faq__content{max-width:760px;margin:0 auto}.faq__eyebrow{text-align:center;margin-bottom:18px}.faq__heading{font-family:var(--font-serif);color:var(--navy-mid);text-align:center;margin:0 0 48px;font-size:26px;font-weight:600}.faq__box{background:#fff;padding:48px 56px;box-shadow:0 2px 28px #12294b14}.faq__list{flex-direction:column;display:flex}.faq__item{border-top:1px solid #1e1b161a;padding:24px 0}.faq__item:first-child{border-top:none;padding-top:0}.faq__question-heading{font:inherit;margin:0}.faq__question{width:100%;color:var(--navy-mid);text-align:left;cursor:pointer;background:0 0;border:none;align-items:flex-start;gap:14px;margin:0;padding:0;font-family:inherit;font-size:15px;font-weight:600;line-height:1.8;display:flex}.faq__chevron{border-right:1.5px solid var(--gold);border-bottom:1.5px solid var(--gold);flex:none;align-self:center;width:8px;height:8px;margin-left:auto;transition:transform .25s;transform:rotate(-45deg)}.faq__question[aria-expanded=true] .faq__chevron{transform:rotate(45deg)}.faq__answer-wrap{grid-template-rows:0fr;transition:grid-template-rows .3s;display:grid}.faq__answer-wrap.is-open{grid-template-rows:1fr}.faq__answer-inner{min-height:0;overflow:hidden}.faq__answer{color:var(--ink-soft);gap:14px;margin:0;padding-top:14px;font-size:14.5px;line-height:1.9;display:flex}.faq__mark{font-family:var(--font-serif);color:var(--gold);flex:none;font-weight:600}.faq__mark--a{color:var(--gold-mid)}.compliance{background:var(--ivory);max-width:var(--content-max);margin:0 auto;padding:100px 120px}.compliance__content{max-width:760px;margin:0 auto}.compliance__eyebrow{text-align:center;margin-bottom:18px}.compliance__heading{font-family:var(--font-serif);color:var(--navy-mid);text-align:center;margin:0 0 48px;font-size:26px;font-weight:600}.compliance__box{background:#fff;padding:48px 56px;box-shadow:0 2px 28px #12294b14}.compliance__list{flex-direction:column;display:flex}.compliance__list li{color:var(--ink-soft);border-top:1px solid #1e1b161a;gap:14px;padding:20px 0;font-size:14.5px;line-height:1.9;display:flex}.compliance__list li:first-child{border-top:none}.compliance__mark{color:var(--gold);flex:none}.closing-cta{background:var(--navy-deep)}.closing-cta__inner{max-width:var(--content-max);text-align:center;margin:0 auto;padding:88px 120px 0}.closing-cta__eyebrow{margin-bottom:20px}.closing-cta__heading{font-family:var(--font-serif);color:#f2ecdd;margin:0 0 16px;font-size:24px;font-weight:400}.closing-cta__note{font-family:var(--font-sans);color:#f2ecdda6;margin:0 0 40px;font-size:13.5px;line-height:1.8}.site-footer{background:var(--navy-deep)}.site-footer__inner{max-width:var(--content-max);margin:0 auto;padding:0 120px}.site-footer__content{text-align:left;border-top:1px solid #ffffff1f;justify-content:space-between;gap:80px;margin-top:88px;padding:40px 0;display:flex}.site-footer__logo{width:auto;height:32px;display:block}.site-footer__columns{color:#f2ecddbf;gap:80px;font-size:13px;line-height:2.1;display:flex}.site-footer__link{color:var(--gold-light)}.site-footer__link:hover{color:#e4c57a}.site-footer__copyright{color:#f2ecdd80;padding:24px 0;font-size:12px}@media (max-width:720px){.site-header__inner{padding:16px 20px}.site-header__logo{height:26px}.hero{padding:28px 20px 44px}.hero__frame{padding:32px 22px}.hero__frame-inset{inset:9px}.eyebrow{letter-spacing:.22em;font-size:11px}.hero__eyebrow{margin-bottom:16px}.hero__eyebrow-break{display:inline}.hero__heading{max-width:none;margin-bottom:22px;font-size:23px;line-height:1.65}.hero__divider{width:44px;margin-bottom:22px}.hero__subtitle{max-width:none;margin-bottom:18px;font-size:15px}.hero__body{max-width:none;margin-bottom:30px;font-size:14px;line-height:1.95}.cta-button{letter-spacing:.03em;width:100%;padding:15px 18px;font-size:13px;display:flex}.hero__cta-row{flex-direction:column}.problem{padding:48px 20px 52px}.problem__eyebrow{margin-bottom:14px}.problem__heading{margin-bottom:26px;font-size:20px}.problem__box{padding:26px 20px;box-shadow:0 2px 24px #12294b14}.problem__list li{gap:10px;padding:16px 0;font-size:13px;line-height:1.85}.problem__lead{margin-top:28px;font-size:15px}.value{padding:0 20px 52px}.value__eyebrow{margin-bottom:14px}.value__heading{margin-bottom:22px;font-size:20px}.value__body{font-size:14px;line-height:1.95}.process{background-attachment:scroll;min-height:0;display:block}.process__inner{text-align:left;padding:52px 20px 44px}.process__eyebrow{margin-bottom:14px}.process__heading{margin-bottom:36px;font-size:20px}.process__track{max-width:none}.process__line{display:none}.process__list{flex-direction:column;align-items:flex-start;gap:28px}.process__item{flex-direction:row;align-items:flex-start;gap:16px;width:100%}.process__item-line{background:#c7a34c73;width:1px;display:block;position:absolute;top:44px;bottom:-28px;left:21px}.process__num{flex:none;width:44px;height:44px;font-size:16px}.process__title{padding-top:12px;font-size:14px}.process__notice-wrap{max-width:none;margin:36px 0 0;padding-top:20px}.process__notice{font-size:12px;line-height:1.85}.faq{padding:52px 20px}.faq__eyebrow{margin-bottom:14px}.faq__heading{margin-bottom:26px;font-size:20px}.faq__box{padding:26px 20px;box-shadow:0 2px 24px #12294b14}.faq__item{padding:18px 0}.faq__question{gap:10px;font-size:14px}.faq__answer{gap:10px;font-size:13px;line-height:1.85}.compliance{padding:44px 20px}.compliance__eyebrow{margin-bottom:14px}.compliance__heading{margin-bottom:26px;font-size:18px}.compliance__box{padding:26px 20px;box-shadow:0 2px 24px #12294b14}.compliance__list li{gap:10px;padding:16px 0;font-size:13px;line-height:1.85}.closing-cta__inner{padding:48px 20px 0}.closing-cta__eyebrow{margin-bottom:16px}.closing-cta__heading{margin-bottom:12px;font-size:19px}.closing-cta__note{margin-bottom:26px;font-size:12px}.site-footer__inner{padding:0 20px}.site-footer__content{flex-direction:column;gap:20px;margin-top:48px;padding:28px 0 24px}.site-footer__columns{flex-direction:column;gap:10px;font-size:12px;line-height:2}.site-footer__copyright{padding:20px 0;font-size:11px}}